Explore Bankrate's 2015 High-Yield Checking Survey: Provident Credit Union

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California-based Provident Credit Union offers 1.36 percent annual percentage yield on its Super Reward Checking but zero percent if balance qualifications aren't met. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Provident Credit Union

Location: Redwood City, CA

Nationally offered?N
APY %1.36
Default APY %0
Monthly debit transactions required10
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$25,000
APY % above cap0.08
Super Rewards Checking: Available to residents living in the credit union's area or participating companies and union groups. 1 direct deposit or automatic payment and e-statements are required. ATM fees refunded up to $2.50 per transaction. Balance above $25,000 yields 0.08%, if requirements are met.

*See notes section for more details. canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.


Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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