Explore Bankrate's 2015 High-Yield Checking Survey: Provident Credit Union
California-based Provident Credit Union offers 1.36 percent annual percentage yield on its Super Reward Checking but zero percent if balance qualifications aren't met. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
Provident Credit Union
Location: Redwood City, CA
|Default APY %||0|
|Monthly debit transactions required||10|
|Bill pay or automatic withdrawal required?||Y*|
|Direct deposit required?||Y*|
|APY % above cap||0.08|
Super Rewards Checking: Available to residents living in the credit union's area or participating companies and union groups. 1 direct deposit or automatic payment and e-statements are required. ATM fees refunded up to $2.50 per transaction. Balance above $25,000 yields 0.08%, if requirements are met.
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.