MidWest America FCU

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MidWest America Federal Credit Union of Fort Wayne, Indiana, earns a slightly worse-than-average annual percentage yield on its Reward Checking account, with a $10,000 balance cap. Bankrate's 2016 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

MidWest America Federal Credit Union
Notes: Reward Checking: Available to anyone who lives within 100 miles of a branch in Indiana, Illinois and Kentucky (a $25 donation to ASPCA may be required). *Either 1 direct deposit or automatic payment per month and e-statements required. ATM fees reimbursed up to $12 per month. Balance above $15,000 yields 0.21%.
LocationFort Wayne, IN
Is it offered nationwide?No
APY %1.51%
Default APY0.03%
Number of monthly debit transactions required10
Is bill pay or automatic withdrawal required?Yes*
Direct deposit required?Yes*
E-statements required?Yes
Balance cap$10,000
APY above cap0.26%

*See notes section for more details. canvassed banks, thrifts and credit unions Feb. 16-22, 2016, and displays data on 56 high-yield checking accounts.


Bankrate's 2016 high-yield checking survey Choose the right account, and you could earn hundreds of dollars on your checking.
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