Meredith Village Savings Bank in New Hampshire’s Mobile Checking is open only to New Hampshire residents, but it does not require automatic withdrawal or direct deposit. Bankrate’s 2016 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you’ll have to jump through to get them.

Meredith Village Savings Bank
Notes: Mobile Checking: Available to New Hampshire residents. Neither direct deposit nor automatic payments are required, but e-statements are required. ATM fee refunds: Up to $10 per month. Balances of $15,000 or more yield 0.05%.
Location Meredith, NH
Is it offered nationwide? No
APY % 0.4%
Default APY 0.01%
Number of monthly debit transactions required 14
Is bill pay or automatic withdrawal required? No
Direct deposit required? No
E-statements required? Yes
Balance cap $15,000
APY above cap 0.05%

*See notes section for more details. canvassed banks, thrifts and credit unions Feb. 16-22, 2016, and displays data on 56 high-yield checking accounts.

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