Meredith Village Savings Bank in New Hampshire’s Mobile Checking is open only to New Hampshire residents, but it does not require automatic withdrawal or direct deposit. Bankrate’s 2016 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you’ll have to jump through to get them.
|Notes: Mobile Checking: Available to New Hampshire residents. Neither direct deposit nor automatic payments are required, but e-statements are required. ATM fee refunds: Up to $10 per month. Balances of $15,000 or more yield 0.05%.|
|Is it offered nationwide?||No|
|Number of monthly debit transactions required||14|
|Is bill pay or automatic withdrawal required?||No|
|Direct deposit required?||No|
|APY above cap||0.05%|
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions Feb. 16-22, 2016, and displays data on 56 high-yield checking accounts.