Explore Bankrate's 2015 High-Yield Checking Survey: First Security Bank & Trust

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First Security Bank & Trust of Charles City, Iowa, offers Reward Checking, with a below-average annual percentage yield and a below average balance that can earn it. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

First Security Bank & Trust

Location: Charles City, IA

Nationally offered?Y
APY %1.05
Default APY %0.05
Monthly debit transactions required10
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$15,000
APY % above cap0.2
Reward Checking: Available nationally. Either 1 direct deposit or online bill payment is required per month. Balance above $15,000 yields 0.2%, if requirements are met. ATM fee refund: Up to $25 per statement cycle, if requirements are met.

*See notes section for more details. canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.


Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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