First Security Bank & Trust of Charles City, Iowa, offers Kasasa Cash, with a below-average annual percentage yield and a below average balance that can earn it. Bankrate’s 2016 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you’ll have to jump through to get them.
|Notes: Kasasa Cash: Available nationally. *Either 1 direct deposit or online bill payment is required per month. Balance above $15,000 yields 0.2%, if requirements are met. ATM fee refund: Up to $25 per statement cycle, if requirements are met.|
|Location||Charles City, IA|
|Is it offered nationwide?||Yes|
|Number of monthly debit transactions required||15|
|Is bill pay or automatic withdrawal required?||Yes*|
|Direct deposit required?||Yes*|
|APY above cap||0.2%|
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions Feb. 16-22, 2016, and displays data on 56 high-yield checking accounts.