Endicott, N.Y.
VisionsDirect
Yield

%

Minimum to open Monthly service fee Minimum to avoid fee Per-item

charge

NSF* Online

banking

Fee to use

other ATM

ATM

surcharge

N/A $1.00 $8.00 N/A unlimited $20.00 Y $0.75 $0.00
Notes (including ATM Network affiliation):

NSF not tiered. $8 monthly service fee waived with direct deposit; first 90 days free. $1 service charge if check card/ATM card is not used once per month. Five free foreign ATM transactions a month, then $0.75 each. No ATM Network affiliation, only Shared Branches. Also offer VisionsPlus with 0.60% APY/$1,000 to open/$1,000 to avoid $8 fee, everything else is the same except for the check card/ATM card fee.

*NSF: Nonsufficient funds

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