2010 Credit union checking
Woman at ATM
checking
Visions Federal Credit Union

2010 Credit Union Checking Study » Study results » Visions Federal Credit Union

Location: Endicott, N.Y.
VisionsDirect
Yield
%
Minimum to openMonthly service feeMinimum to avoid feePer-item
charge
NSF*Online
banking
Fee to use
other ATM
ATM
surcharge
N/A$1.00$8.00N/Aunlimited$20.00Y$0.75$0.00
Notes (including ATM Network affiliation):
NSF not tiered. $8 monthly service fee waived with direct deposit; first 90 days free. $1 service charge if check card/ATM card is not used once per month. Five free foreign ATM transactions a month, then $0.75 each. No ATM Network affiliation, only Shared Branches. Also offer VisionsPlus with 0.60% APY/$1,000 to open/$1,000 to avoid $8 fee, everything else is the same except for the check card/ATM card fee.

*NSF: Nonsufficient funds
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