Explore Bankrate's 2015 High-Yield Checking Survey: CapEd Federal Credit Union
CapEd Federal Credit Union in Meridian, Idaho, offers its High Yield Checking account with a high annual percentage yield with a middling balance cap. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
CapEd Federal Credit Union
Location: Meridian, ID
|Default APY %||0.05|
|Monthly debit transactions required||12|
|Bill pay or automatic withdrawal required?||Y*|
|Direct deposit required?||Y*|
|APY % above cap||0.2|
High Yield Checking: Available nationally ($10 donation to charity required if you do not meet standard credit union membership requirements). Either 1 direct deposit or automatic payment required per month. Must enroll in online banking and receive e-statements. ATM fee refund: Up to $25 per month, if requirements met. For ATM fees over $5, receipts must be handed in for reimbursement. Balance above $10,000 yields 0.2%.
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.