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Explore Bankrate's 2015 High-Yield Checking Survey: CapEd Federal Credit Union

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CapEd Federal Credit Union in Meridian, Idaho, offers its High Yield Checking account with a high annual percentage yield with a middling balance cap. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

CapEd Federal Credit Union

Location: Meridian, ID

Nationally offered?Y
APY %2.5
Default APY %0.05
Monthly debit transactions required12
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$10,000
APY % above cap0.2
Notes:
High Yield Checking: Available nationally ($10 donation to charity required if you do not meet standard credit union membership requirements). Either 1 direct deposit or automatic payment required per month. Must enroll in online banking and receive e-statements. ATM fee refund: Up to $25 per month, if requirements met. For ATM fees over $5, receipts must be handed in for reimbursement. Balance above $10,000 yields 0.2%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.

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Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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