Snyder, Oklahoma-based Bank of the Wichitas’ Wichita Rewards Checking offers a higher-than-average annual percentage yield and does not require bill payment or automatic withdrawal to earn it. Bankrate’s 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you’ll have to jump through to get them.
Bank of the Wichitas
Location: Syder, OK
Default APY %
Monthly debit transactions required
Bill pay or automatic withdrawal required?
Direct deposit required?
APY % above cap
Wichita Rewards Checking: Available nationally but must be opened at a branch. Direct deposit, bill pay and automatic payments are not required. Balance above $10,000 earns 0.5%, if requirements are met. ATM fee refund: Up to $25 per statement cycle, if requirements are met.