Bank of Blue Valley in Overland Park, Kansas, offers Ultimate Checking, with an annual percentage yield of 1.25%. Bankrate’s 2016 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you’ll have to jump through to get them.

Bank of Blue Valley
Notes: Ultimate Checking: Available nationally. *1 direct deposit or automatic payment and at least $1,000 in signature-based transactions required per month for a 1.25% yield. Amounts above $15,000 yield 0.1%, if requirements are met. *1 direct deposit or automatic payment and $300 to $999.99 in signature-based transactions required per month for a 0.75% yield. Amounts above $15,000 yield 0.1%, if requirements are met. ATM fee refund: Up to $15 per month, if requirements are met.
Location Overland Park, KS
Is it offered nationwide? Yes
APY % 1.25%
Default APY 0.05%
Number of monthly debit transactions required Tier 1:

$1,000 per month

Tier 2:

$300-$999.99 per month

Is bill pay or automatic withdrawal required? Yes*
Direct deposit required? Yes*
E-statements required? Yes
Balance cap $15,000
APY above cap 0.1%

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions Feb. 16-22, 2016, and displays data on 56 high-yield checking accounts.

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