2014 high-yield checking: Avidia Bank

Checking » High-Yield Checking » Survey » Avidia Bank

Avidia Bank in Hudson, Massachusetts, offers e-checking, with a below average annual percentage yield, but you can earn it on a higher balance than you'll find with other accounts. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Avidia Bank

Location: Hudson, MA

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? YAPY: 1.06%APY if conditions not met: 0.05%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $25,000


  • E-checking: Available nationally.
  • Must open account online.
  • Must sign up for e-statements.
  • Enroll in free Internet banking and sign in at least once per month.
  • Have at least one recurring automatic transaction per month, such as direct deposit or automatic payment of a bill. Amounts over $25,000 yields 0.05%, if requirements are met.
  • ATM refunds: Up to $10 per statement cycle, if requirements are met.

*See notes section for more details. canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.



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