2014 high-yield checking: Arizona Bank & Trust

Checking » High-Yield Checking » Survey » Arizona Bank & Trust

Phoenix-based Arizona Bank & Trust offers its Cash Rewards Checking with a 1.51 annual percentage yield, but the account is available only to Arizona residents. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Arizona Bank & Trust

Location: Phoenix

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? NAPY: 1.51%APY if conditions not met: 0.01%Monthly debit transactions required: 15*Bill pay or automatic withdrawal required? NDirect deposit required? YBalance cap: $20,000


  • Cash Rewards Checking: Only available to Arizona residents.
  • Debit transactions must be signature-based.
  • E-statements required with a valid email address.
  • Minimum to open: $25.
  • Monthly fee: E-statements enrollment is required to avoid $2.50 paper statement fee.
  • Balance above $20,000 yields 0.21%, if requirements are met.
  • ATM refunds: Up to $20 per statement cycle, if requirements are met.

*See notes section for more details. canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.



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