Explore Bankrate's 2015 High-Yield Checking Survey: Advantage Plus Federal Credit Union
Pocatello, Idaho-based Advantage Plus Federal Credit Union offers Free Reward Checking with an annual percentage yield of 2.05 percent if certain conditions are met. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
Advantage Plus Federal Credit Union
Location: Pocatello, ID
|Default APY %||0.05|
|Monthly debit transactions required||12|
|Bill pay or automatic withdrawal required?||Y*|
|Direct deposit required?||Y*|
|APY % above cap||0.38|
Free Reward Checking: Available nationally only if a family member is already a member (and lives in Bannock, Bear Lake, Caribou or Power counties in Idaho). Have at least 12 debit card purchases post and settle, at least 1 automatic payment, direct deposit or bill pay transaction post and settle. Access online banking. Receive and review e-statements. ATM fee refund: Up to $25 per statement cycle (if requirements are met). ATM receipt must be presented for reimbursement on an individual fee of $5 or higher. Amounts over $15,000: 0.38% (if requirements are met).
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.