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Explore Bankrate's 2015 High-Yield Checking Survey: Advantage Plus Federal Credit Union

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Pocatello, Idaho-based Advantage Plus Federal Credit Union offers Free Reward Checking with an annual percentage yield of 2.05 percent if certain conditions are met. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Advantage Plus Federal Credit Union

Location: Pocatello, ID

Nationally offered?Y*
APY %2.05
Default APY %0.05
Monthly debit transactions required12
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$15,000
APY % above cap0.38
Notes:
Free Reward Checking: Available nationally only if a family member is already a member (and lives in Bannock, Bear Lake, Caribou or Power counties in Idaho). Have at least 12 debit card purchases post and settle, at least 1 automatic payment, direct deposit or bill pay transaction post and settle. Access online banking. Receive and review e-statements. ATM fee refund: Up to $25 per statement cycle (if requirements are met). ATM receipt must be presented for reimbursement on an individual fee of $5 or higher. Amounts over $15,000: 0.38% (if requirements are met).

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.

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Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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