Visions Federal Credit Union

Location: Endicott, N.Y.

Yield % Minimum to open Minimum balance to avoid fee Monthly service fee Nonsufficient funds fee Fee to use other ATM ATM surcharge
Yield %: N/A Minimum to open: $0.00 Minimum balance to avoid fee: N/A Monthly service fee: $8.00 Nonsufficient funds fee: $25.00 Fee to use other ATM: $0.00 ATM surcharge: $2.50
Notes: VisionsDirect — ATM affiliates: CO-OP Network, Shared Branching (OTC transactions only). Monthly service fee waived with direct deposit (waived first 90 days). Five free non-credit union-owned ATM and point-of-sale transactions per month. POS transaction fee and fee to use other ATM tiered, with relationship balance of $0-$99.99: $1.50; $100-$2,499.99, $1; $2,500-$9,999, 75 cents; $10,000 or more, free. Plus, $1 per month inactivity fee if card is not used at least once.

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