A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, likely making the credit union better able to withstand economic shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
WORKERS' scored 14 out of a possible 30 on Bankrate's test of earnings, beating the national average of 10.31.
One sign that WORKERS' is outperforming its peers in this area was its earnings ratio of 7.00 percent in our test, better than the average for all credit unions.