How successful a credit union is at earning money affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's test of earnings, WINGS FINANCIAL scored 20 out of a possible 30, beating the national average of 10.31.
One indication that WINGS FINANCIAL is beating its peers in this area was its earnings ratio of 12.00 percent in our test, higher than the average for all credit unions.