How successful a credit union is at making money has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. Credit unions that are losing money, however, are less able to do those things.
WESCOM CENTRAL scored 16 out of a possible 30 on Bankrate's test of earnings, better than the national average of 10.31.
One sign that the credit union is doing better than its peers in this area was its earnings ratio of 8.00 percent in our test, above the average for all credit unions.