A credit union's earnings performance has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, likely making the credit union better able to withstand economic shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
VONS EMPLOYEES exceeded the national average on Bankrate's test of earnings, achieving a score of 12 out of a possible 30.
One indication that the credit union is doing better than its peers in this area was its earnings ratio of 5.00 percent in our test, above the average for all credit unions.