How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, UPS EMPLOYEES scored 20 out of a possible 30, better than the national average of 10.31.
The credit union had an earnings ratio of 10.00 percent in our test, higher than the average for all credit unions, suggesting that it's doing better than its peers in this area.