How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union better able to withstand financial shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
UNITED NORTHWEST did below-average on Bankrate's earnings test, achieving a score of 10 out of a possible 30.
UNITED NORTHWEST had an earnings ratio of 4.00 percent in our test, higher than the average for all credit unions, suggesting that it's doing better than its peers in this area.