THE INSTITUTION'S SCORE
When it comes to measuring an institution's financial stability, capital is useful. It acts as a cushion against losses and provides protection for members when a credit union is experiencing economic instability. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, TEACHERS received a score of 10 out of a possible 30 points, falling short of the national average of 15.26.
TEACHERS appears to be weaker than its peers in this area, with a capitalization ratio of 10.00 percent in our test, less than the average for all credit unions.