How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand financial shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's earnings test, SHARONVIEW scored 2 out of a possible 30, less than the national average of 10.31.
One sign that SHARONVIEW is performing behind its peers in this area was its earnings ratio of 0.00 percent in our test, worse than the average for all credit unions.