A credit union's earnings performance affects its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, likely making the credit union better prepared to withstand financial shocks. However, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, SECURTRUST scored 20 out of a possible 30, above the national average of 10.31.
SECURTRUST had an earnings ratio of 10.00 percent in our test, higher than the average for all credit unions, an indication that it's doing better than its peers in this area.