How successful a credit union is at earning money has an effect on its safety and soundness. Earnings may be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, SECURITY SERVICE scored 10 out of a possible 30, lower than the national average of 10.31.
The credit union had an earnings ratio of 5.00 percent in our test, above the average for all credit unions, an indication that it's beating its peers in this area.