How successful a credit union is at making money has an effect on its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, likely making the credit union better prepared to withstand economic shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, RTN scored 8 out of a possible 30, lower than the national average of 10.31.
The credit union had an earnings ratio of 3.00 percent in our test, higher than the average for all credit unions, a sign that it's outperforming its peers in this area.