How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, likely making the credit union better able to withstand financial trouble. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's test of earnings, ROCK VALLEY scored 0 out of a possible 30, coming in below the national average of 10.31.
ROCK VALLEY had an earnings ratio of 0.00 percent in our test, less than the average for all credit unions, a sign that it's underperforming its peers in this area.