How successful a credit union is at making money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial shocks. However, credit unions that are losing money have less ability to do those things.
On Bankrate's earnings test, RIO BLANCO SCHOOLS scored 8 out of a possible 30, lower than the national average of 10.31.
One sign that RIO BLANCO SCHOOLS is beating its peers in this area was its earnings ratio of 3.00 percent in our test, better than the average for all credit unions.