A credit union's earnings performance affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
PROFESSIONAL FIRE FIGHTERS scored 10 out of a possible 30 on Bankrate's test of earnings, less than the national average of 10.31.
PROFESSIONAL FIRE FIGHTERS had an earnings ratio of 4.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.