A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or use them to address problematic loans, likely making the credit union better able to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
PRINTING INDUSTRIES CREDIT UNION scored 20 out of a possible 30 on Bankrate's earnings test, exceeding the national average of 10.31.
PRINTING INDUSTRIES CREDIT UNION had an earnings ratio of 12.00 percent in our test, higher than the average for all credit unions, an indication that it's outperforming its peers in this area.