How successful a credit union is at earning money has an effect on its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
On Bankrate's earnings test, PRIMETRUST FINANCIAL scored 0 out of a possible 30, less than the national average of 10.31.
PRIMETRUST FINANCIAL had an earnings ratio of -1.00 percent in our test, below the average for all credit unions, suggesting that it's running behind its peers in this area.