A credit union's earnings performance has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
POLICE fell short of the national average on Bankrate's earnings test, achieving a score of 8 out of a possible 30.
POLICE had an earnings ratio of 3.00 percent in our test, higher than the average for all credit unions, a sign that it's running ahead of its peers in this area.