A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's test of earnings, OAK POINT EMPLOYEES scored 16 out of a possible 30, beating out the national average of 10.31.
One indication that OAK POINT EMPLOYEES is running ahead of its peers in this area was its earnings ratio of 7.00 percent in our test, better than the average for all credit unions.