How successful a credit union is at earning money affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
NORTHWEST exceeded the national average on Bankrate's earnings test, achieving a score of 12 out of a possible 30.
NORTHWEST had an earnings ratio of 6.00 percent in our test, better than the average for all credit unions, an indication that it's running ahead of its peers in this area.