THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members during times of financial trouble for the credit union. It follows then that when it comes to measuring an a credit union's financial resilience, capital is valuable. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, NORTHWEST PLUS received a score of 12 out of a possible 30 points, lower than the national average of 15.26.
NORTHWEST PLUS appears to be weaker than its peers in this area, with a capitalization ratio of 11.00 percent in our test, worse than the average for all credit unions.