A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or use them to address problematic loans, potentially making the credit union better prepared to withstand financial shocks. Conversely, losses diminish a credit union's ability to do those things.
NASA scored 14 out of a possible 30 on Bankrate's test of earnings, above the national average of 10.31.
NASA had an earnings ratio of 7.00 percent in our test, better than the average for all credit unions, an indication that it's beating its peers in this area.