How successful a credit union is at earning money affects its safety and soundness. Earnings can be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
MATADORS COMMUNITY scored 24 out of a possible 30 on Bankrate's test of earnings, beating the national average of 10.31.
MATADORS COMMUNITY had an earnings ratio of 14.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.