How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses reduce a credit union's ability to do those things.
LONGVIEW CONSOLIDATED fell behind the national average on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
LONGVIEW CONSOLIDATED had an earnings ratio of 2.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.