How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic shocks. Conversely, losses lessen a credit union's ability to do those things.
LANGLEY outperformed the average on Bankrate's earnings test, achieving a score of 12 out of a possible 30.
LANGLEY had an earnings ratio of 6.00 percent in our test, higher than the average for all credit unions, suggesting that it's beating its peers in this area.