How successful a credit union is at earning money affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
LANDMARK scored 24 out of a possible 30 on Bankrate's earnings test, beating out the national average of 10.31.
One indication that LANDMARK is running ahead of its peers in this area was its earnings ratio of 15.00 percent in our test, better than the average for all credit unions.