How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand economic trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
LA FINANCIAL fell behind the national average on Bankrate's earnings test, achieving a score of 6 out of a possible 30.
One sign that LA FINANCIAL is outperforming its peers in this area was its earnings ratio of 2.00 percent in our test, above the average for all credit unions.