A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or use them to address problematic loans, likely making the credit union better prepared to withstand financial shocks. Obviously, credit unions that are losing money have less ability to do those things.
JACKSON COUNTY TEACHERS scored 18 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.31.
JACKSON COUNTY TEACHERS had an earnings ratio of 9.00 percent in our test, above the average for all credit unions, suggesting that it's running ahead of its peers in this area.