How successful a credit union is at making money affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's test of earnings, EASTMAN scored 20 out of a possible 30, exceeding the national average of 10.31.
The credit union had an earnings ratio of 12.00 percent in our test, better than the average for all credit unions, suggesting that it's outperforming its peers in this area.