THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is key. From a safety and soundness perspective, the more capital, the better.
DEPARTMENT OF CORRECTIONS beat out the national average of 15.26 points on our test to measure capital adequacy, racking up 26 out of a possible 30 points.
DEPARTMENT OF CORRECTIONS appears to be more resilient than its peers, with a capitalization ratio of 18.00 percent in our test, higher than the average for all credit unions.