A credit union's ability to earn money affects its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, likely making the credit union better able to withstand financial shocks. Credit unions that are losing money, however, are less able to do those things.
DEL-ONE scored 18 out of a possible 30 on Bankrate's test of earnings, above the national average of 10.31.
DEL-ONE had an earnings ratio of 9.00 percent in our test, better than the average for all credit unions, suggesting that it's running ahead of its peers in this area.