A credit union's earnings performance has an effect on its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's earnings test, COMPASS FINANCIAL scored 0 out of a possible 30, below the national average of 10.31.
COMPASS FINANCIAL had an earnings ratio of -8.00 percent in our test, below the average for all credit unions, suggesting that it's running behind its peers in this area.