How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, COASTAL scored 18 out of a possible 30, better than the national average of 10.31.
The credit union had an earnings ratio of 10.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.