THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is experiencing financial instability. Therefore, an institution's level of capital is an important measurement of its financial fortitude. From a safety and soundness perspective, the more capital, the better.
On our test to measure capital adequacy, CAPROCK SANTA FE achieved a score of 30 out of a possible 30 points, beating the national average of 15.26.
CAPROCK SANTA FE appears to be more resilient than its peers, with a capitalization ratio of 31.00 percent in our test, higher than the average for all credit unions.