A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in tough times. Obviously, credit unions that are losing money have less ability to do those things.
CAPITAL EDUCATORS beat the national average on Bankrate's earnings test, achieving a score of 18 out of a possible 30.
One indication that CAPITAL EDUCATORS is outperforming its peers in this area was its earnings ratio of 10.00 percent in our test, above the average for all credit unions.