A credit union's profitability has an effect on its long-term survivability. Earnings can be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, diminish a credit union's ability to do those things.
CALIFORNIA COAST received above-average marks on Bankrate's earnings test, achieving a score of 18 out of a possible 30.
One indication that CALIFORNIA COAST is beating its peers in this area was its earnings ratio of 9.00 percent in our test, better than the average for all credit unions.