THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is experiencing financial trouble. It follows then that when it comes to measuring an a credit union's financial stability, capital is crucial. When looking at safety and soundness, the more capital, the better.
BRAZOSPORT TEACHERS scored 22 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, better than the national average of 15.26.
BRAZOSPORT TEACHERS had a capitalization ratio of 16.00 percent in our test, better than the average for all credit unions, an indication that it's stronger than its peers.