How successful a credit union is at earning money affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, reduce a credit union's ability to do those things.
BATON ROUGE TELCO beat the national average on Bankrate's test of earnings, achieving a score of 12 out of a possible 30.
BATON ROUGE TELCO had an earnings ratio of 6.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.