THE INSTITUTION'S SCORE
When it comes to measuring a credit union's financial resilience, capital is useful. It acts as a buffer against losses and as protection for members during times of financial instability for the credit union. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, ANDREWS FEDERAL CREDIT UNION received a score of 14 out of a possible 30 points, less than the national average of 15.26.
ANDREWS FEDERAL CREDIT UNION had a capitalization ratio of 11.00 percent in our test, below the average for all credit unions, suggesting that it could be less resilient in a crisis than its peers.